Are there are cases where I've blocked my card but transactions are still approved?
Yes, there are some cases when this happens:
- On-Us ATM Transactions
- Recurring Transactions
- If the Merchant chooses to approve the transaction and override the decline (issuer chargeback rights)
- Transactions below a merchant's floor-limit
- EMV offline-approved transactions if supported by the issuer's card product
- Non-Visa networks that perform Stand-in Processing on behalf of the issuer processor
- Non-real-time transactions