What types of checks CANNOT be deposited by Mobile Deposit?

The following items cannot be deposited using Mobile Deposit:

• Checks payable to any person or entity other than you (i.e., payable to another party and then endorsed to you);
• Checks payable to you and another party who is not a joint owner on the account;
• Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn;
• Substitute checks;
• Checks with inconsistent dollar amounts, both numerical and written;
• Photocopies or any duplication of checks;
• Checks without dates;
• Checks that are more than six (6) months old;
• Checks that are post-dated (showing a future date), and/or checks that are stale dated (for example, checks containing instructions such as “void after 90 days”, and presenting a check for deposit that is 90 days or more after issue date);
• Checks that you may suspect, or know to be fraudulent or not properly authorized;
• Checks not payable in U.S. currency;
• Checks issued by a financial institution outside of the U.S.;
• Money orders or travelers checks;
• Savings Bonds;
• Rebate checks;
• Checks to IRAs, Share Certificate accounts, or Representative Payee accounts;
• Checks that exceed deposit limits of the Service;
• Checks previously deposited;Checks that have been previously returned unpaid for any reason; and
• Non-negotiable items, i.e. any items stamped “non-negotiable”.